A foreclosure of Iowa property begins when the lender files a complaint in state court. The complaint is a form of notice to the public that the lender intends to hold a foreclosure sale on the property. If the borrower fails to pay the lender the monies owed in the time set by the court then the foreclosure sale moves forward. At that time, the Notice of Sale must be posted in three conspicuous places in the county where the property is located. One of those places must be the courthouse and the other two may vary. The Notice of Sale must also be published at least two times in the local newspaper beginning at least 4 weeks prior to the anticipated sale date.
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