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Foreclosure & Alternatives Law

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Can I Keep My Home If I File Bankruptcy in Hawaii?

Hawaii’s homestead exemption allows most borrowers to keep $20,000 worth of equity in their homes. However, if the homeowner is a senior citizen that exemption rises to $30,000.
Homeowners may remain in their homes if they repay the mortgage according to the terms set by the bankruptcy court and they do not have significantly more equity in the property than that which is allowed by the homestead exemption law.
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