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Foreclosure & Alternatives Law

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How Can a Lender Foreclose on a Property in Connecticut?

All foreclosures of Connecticut property occur through the court system. There are two types of judicial foreclosure in Connecticut: strict foreclosure and foreclosure by decree of sale. In a strict foreclosure, the court gives the lender permission to take possession of the property and no sale occurs. This procedure is usually used when the borrower has little or no equity in the property. In a foreclosure by decree of sale, the court gives the lender permission to sell the property according to the rules for foreclosure sales.