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Foreclosure & Alternatives Law

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How Can a Lender Foreclose on a Property in Arizona?

Most property foreclosures in Arizona begin when a lender files a Notice of Sale with the county. The lender then follows the public notice and sale procedures set forth in the loan document or by state law, if the loan document is silent as to the details of a foreclosure sale.
A judicial foreclosure, where the lender sues the borrower in court in order to obtain a foreclosure, is permissible in Arizona but rarely occurs.