Creditors Rights Law

Can Creditors Collect From A Judgment?

Even though creditors may get judgments (court orders saying you owe the money), they may not be able to collect.   If you don’t own a home, are unemployed, don’t have money in the bank, and your other possessions aren’t worth much, you may be “judgment­proof” (the creditor can’t force you to pay). You can’t be put in jail for not being able to pay your debts.