Threaten to send the sheriff to debtors house to take your property or to lock you up­ this simply is a lie. A creditor cannot send the sheriff to their house. The sheriff cannot arrest the debtor for failing to pay a debt. Under the Constitution of the United States, the debtor cannot be deprived of life, liberty, or property without due process of law. This means before anyone can take anything from the debtor they are going to have to follow the procedures of the law.