Can A Collector Or Creditor Take Debtor To Court To Try To Collect A Debt?

If the debtor receives a summons to go to court, they must appear on the hearing date, or contact the court in advance to explain why they cannot appear. They may then have to take other specific steps to have the date changed. If debtor does not, and fail to appear on the hearing date, they will lose “by default,” without an opportunity to explain their position.