Top Lihue, HI Loan Modification Lawyers Near You
Loan Modification Lawyers | Lihue Office
Watumull Plaza, 4334 Rice St., Suite 202, Lihue, HI 96766
Loan Modification Lawyers | Lihue Office
4365 Kukui Grove St., Suite 103, Lihue, HI 96766
Lihue Loan Modification Information
Lead Counsel Verified Attorneys In Lihue
Lead Counsel independently verifies Loan Modification attorneys in Lihue and checks their standing with Hawaii bar associations.
Our Verification Process and Criteria
Ample Experience Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment Pledge to follow the highest quality client service and ethical standards.
Find a Loan Modification Attorney near Lihue
What Mortgage Loan Workouts Are For
A mortgage loan workout, also called a mortgage modification, is a plan detailing how to restructure a home loan when the homeowner is facing foreclosure. Lenders consider the seriousness of the hardship, the balance of the loan, earned equity, and the borrower’s future financial prospects. Lenders may lower the interest rate or extend the loan.
How a Mortgage Loan Workout Lawyer Can Help
If you are considering a mortgage loan workout you should first consult a Lihue lawyer who handles workout cases. The lawyer can guide you through the workout process, advise you about your alternatives, such as a short sale, negotiate with the lender and protect your interests.
Best Time to Seek Legal Help
No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.
How to Prepare for Your Initial Consultation
Prepare for your consultation by writing down notes of your understanding of the case, jot down questions and concerns for the attorney, and gather your documents. Remember that you are trying to get a sense of whether the attorney has your trust and can help you address your legal issues. Questions should include how the attorney intends to resolve your issue, how many years he/she has been practicing law and specifically practicing in your area, as well as how many cases similar to yours the attorney has handled. It can also be helpful to broach the subject of fees so that you understand the likely cost and structure of your representation by a specific attorney and/or legal team.
How much does it cost to hire an attorney?
In general, how much an attorney costs will often depend on these four factors: billing method and pricing structure, type of legal work performed, law firm prestige, and attorney experience. Depending on the legal issue you are facing, an attorney may bill you by the hour, settle on a flat fee, or enter into a contingency fee agreement. The type of legal work you need help with will also play a role in cost incurred.
Common legal terms explained
Plaintiff – a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.
Judgment – A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.