Dedication, Experience, & Personal Attention from a Trusted Local Bankruptcy Law Firm

As an experienced Bankruptcy Law Firm in Northwest Georgia, we understand that your family is your most precious asset. When bad things happen to good people, we can help. Whether you have lost a job because of a sudden illness, suffer wage garnishments, or you are facing foreclosure, our law office can help people just like you get back on their feet.

Our law firm is a Board Certified Consumer Bankruptcy Specialist. We provide solid legal representation with more than 20 years of experience in thousands of cases. You will receive sound legal representation when you work with Jack Setters.

If you are struggling with paying your bills, and you are under a mountain of debt, we offer a free consultation. We understand that you don’t take bankruptcy law lightly, and neither do we. But when you are being hassled day after day by creditors, it is time to get your life back in control.

Contact us today if you need legal assistance with any of the following:

Bankruptcy Law

  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy Bankruptcy Attorney
  • Consumer Bankruptcy

Personal Injury

If you find yourself facing Bankruptcy or needing a Personal Injury attorney, Attorney James “Jack” Setters of Dalton, Georgia knows how to handle the complex legal system. With years of experience helping people just like you fight for what belongs to them, as a Bankruptcy and Personal Injury Attorney Setters has what it takes to get you back to living a productive life, leaving harassing creditors and debts behind you. Call Jack Setters today at 706-529-4783 to arrange your free initial consultation.

Attorney James “Jack” Setters

I have more than 20 years of experience preparing and filing thousands of Chapter 7 and Chapter 13 petitions in the above locations. In 2005, I met all the rigorous educational requirements and became certified as a specialist in Consumer Bankruptcy, which is governed by the American Board of Certification. In 2006, I began working as in house counsel for the Chapter 13 Trustee, gaining a world of experience and knowledge. In 2010, I returned to the private practice of law. I possess sophisticated knowledge of the federal Bankruptcy Code.

It is important to me to provide exceptional and personal service to my clients. That is why I devote the necessary time, talent and resources to each and every one of my clients. Being dedicated to my clients requires me to meet with each and everyone so that I might personally discuss your concerns and goals to determine your best course of action. I want to be there for you when, the stress and anxiety of overwhelming debts causes you to lose sleep or affects your ability to lead a normal life. Through personal legal counseling with thousands of individuals, I have often found that bankruptcy protection may be the best resolution to your financial struggle. Getting you back on target to take care of what is most precious to you, your family.

Bar Admissions:

  • Georgia, 1994
  • U.S. District Court Eastern District of Tennessee
  • U.S. Court of Appeals 6th Circuit
  • U.S. District Court Northern District of Georgia
  • U.S. District Court Southern District of Georgia
  • U.S. District Court Middle District of Georgia


  • John Marshall Law School, Atlanta, Georgia

Specialties and Certifications:

  • Licensed Physicians Assistant

Dalton Office
100 N. Selvidge Street
Dalton, Georgia 30720

Ringgold Office
215 Evitt Parkway
Ringgold, Georgia 30720

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