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Leveling The Playing Field Between Individuals and Companies Since 2014

Kelly Guzzo, PLC specializes in consumer protection and prosecuting consumer fraud. Our team is dedicated to helping consumers navigate challenges such as credit report errors, identity theft, mixed credit reports, background report errors, and more. We have a strong track record in tackling consumer fraud cases, ensuring that our clients receive the justice they deserve. 

Whether you’ve been a victim of unauthorized transactions, unlawful debt collection, high-interest payday and online loans, or wrongful foreclosures, our team is here to defend your rights. We also address issues related to robocalls and texts that might violate federal law. If you believe you’ve been a victim of consumer fraud or any other consumer rights violation, contact us today.

Contact us today if you need legal assistance with any of the following: 

  • Identity Theft
  • Mixed Credit Reports
  • Credit Report Errors
  • Background Check Issues
  • Mortgage Servicing Abuse
  • Unlawful Debt Collection
  • Payday and Online Loans
  • Wrongful Foreclosures
  • Unauthorized Transactions
  • Class Actions
  • Robocalls and Texts

Call 703-668-1933 today to arrange your free initial consultation

Attorney Kristi C. Kelly

“She takes – and wins – the cases others won’t touch.”

That’s how the legal community describes Kristi C. Kelly, an expert consumer protection and credit attorney serving Virginia, Maryland and Washington, D.C.

Named a “Leader in the Law” by Virginia Lawyers Weekly in 2014, Kristi has successfully litigated hundreds of individual cases and class actions as a credit attorney. She assists consumers with credit reporting and employment background check mistakes, mortgage servicing errors and abusive debt collection practices – unafraid to take on banks, brokers, debt collectors, credit card companies and scammers alike.

Outside our offices, Kristi speaks on credit reporting and mortgage servicing issues for legal organizations nationwide. She regularly volunteers to educate the community on consumer rights and train industry professionals at the local and state levels.

Kristi lives in Vienna, Virginia, with her husband, Matt, and three sons, Joey, Charlie and Tommy.


Attorney Andrew J. Guzzo

For more than a decade, Andrew J. Guzzo has focused almost exclusively on representing consumers who have been mistreated by credit reporting agencies, payday lenders and more.

As a consumer litigation and credit lawyer in Hawaii, Andrew has litigated more than 550 federal consumer law cases, including dozens of class actions that have returned hundreds of millions of dollars to consumers. In many of these, he authored or co-authored briefs leading to favorable decisions on his clients’ behalf.

Though he practices primarily in Virginia and Hawaii, Andrew has litigated cases across the country, from Maryland and Pennsylvania to Texas and California. Super Lawyers has repeatedly named him a “Rising Star,” and he regularly speaks at local and national conferences on consumer protection matters.

Andrew loves to spend his out-of-office time with his family – and trying to improve his golf game.

Office Locations

Washington Office
1300 I Street NW
Suite 400E
Washington, DC 20005
Honolulu Office
500 Ala Moana Blvd
Suite 400
Honolulu, HI 96813
Baltimore Office
200 E. Pratt St
Suite 4100
Baltimore, MD 21202
Fairfax Office
3925 Chain Bridge Road
Suite 202
Fairfax, VA 22030

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