All too often, an insurance company’s first response to its policyholder, when a claim arises, is a reflexive denial of coverage or a so-called “reservation of rights” that may just prelude a coverage dispute.
The insurer may deny that it has any duty to defend its policyholder, it may deny that it has any duty to indemnify the policyholder against the underlying claim, or it may deny both. Sometimes such a denial or a reservation of rights is justified, but frequently the insurer is taking an aggressive position in favor its own policyholder, in order to keep the insurance company’s own losses to a minimum, while leaving you in what may amount to a “company killer” scenario.
When this happens, you may perceive that the insurance company probably understands its own policies better than you ever will. You may even accept the insurance company’s denial or severe limitation of coverage when – under a fair reading of the entire policy – coverage actually exists. In short, unless somebody stands up to an insurer when it wrongfully denies coverage, the insurance company may get away with it.
As a skilled Baltimore Insurance Attorney, David Fink stands up to these insurance companies to fight for your rights and get you the compensation you deserve.
Attorney Fink is able to assist with any legal matters regarding any of the following:
Attorney Fink offers highly personalized service. He personally meets with each client and evaluates all cases. He is committed to taking cases with clear merit and maximizing the recovery for the claim. His record of success ensures he will handle your case with a high standard of quality.
Call Attorney David E. Fink today at 410-934-7704, or complete the contact form provided on this site to schedule your free initial consultation.
The only Martindale-Hubbell AV-rated solo practice attorney in Baltimore, David Fink is a skilled negotiator and an effective trial attorney. He has taken over 100 cases to jury trial and won all but two of them. He has frequently served as a lecturer for the Maryland Institute for Continuing Professional Legal Education of Lawyers and for the Judicial Institute of Maryland, teaching other lawyers and judges about various aspects of personal injury law, litigation and trial issues. He has been honored by inclusion in The Bar Register of Pre-eminent Attorneys and has lectured and published extensively in the area of Insurance Disputes and Workers' Compensation.
J.D., University of Maryland Law School, 1991