Living under the weight of debt you can’t pay has a major impact on your life. Your family’s security and happiness as well your physical and emotional well-being, are at risk. Many people fear that bankruptcy has severe negative consequences on their credit and ability to get loans. However, bankruptcy can sometimes be the most responsible solution to your financial difficulties. Debt collectors will stop calling and you will have a fresh chance to rebuild your credit. In fact, it is very likely that you will have better credit sooner by filing bankruptcy than by trying to make payment arrangements on your bills.
For businesses that are struggling to survive, a reorganization in a bankruptcy can be the way to rebuild and return to commercial viability. Other times, the only reasonable solution may be to shut down the business. Business owners need the advice of an experience bankruptcy attorney to help them evaluate all of their options. Business bankruptcy can involve complex issues of loans, security agreements, collateral, employment taxes and personal guarantees by owners. Firms that specialize in consumer bankruptcy may not have the experience and expertise to help you decide how best to handle the challenges that are unique to businesses.
Sometimes the best solution to a foreclosure is to file a bankruptcy. But you may have other options to save your home outside of bankruptcy.
Judson M. Carusone is a dedicated and experienced bankruptcy attorney based in Eugene, Oregon. He provides direct, no nonsense, person to person representation in both consumer and business bankruptcy cases. When your debts have gotten out of control, collections agencies are calling, and lawsuit or garnishments have started, he offers a free consultation to help you understand the bankruptcy process and whether it can help you in your individual situation. He also has substantial experience in home preservation and foreclosure defense.
Contact Judson M Carusone, Attorney at Law, today if you have questions about the following:
Use the contact form on this profile or call 541-344-7472 to set up a free consultation.
With over two decades of practicing bankruptcy law, attorney Judson M. Carusone is the lawyer you need when you’re experiencing financial problems. He has helped clients manage debts, foreclosure and Chapter 7, 11 and 13 bankruptcy cases. Ethical and intelligently strategic, Mr. Carusone consistently receives accolades from both clients and peers. He also won an appeal changing how the Ninth Circuit applies the bankruptcy code to a debtor’s principal residence. All around, Mr. Carusone is committed to his clients and to the law.