Legal Articles

• Real Estate Deeds and Taking TItle to Real Estate
  In very general terms, a deed is the legal document that transfers ownership of real estate from one person or entity to another person and/or entity. While the requirements for legally valid deeds vary widely from state to state, there are some different types of deeds that are consistently used in real estate transactions, including warranty deeds, grant deeds, and quitclaim deeds. … more
• What are
  Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more

Free Legal Forms

• Hud Homebuying Checklist
• Dont Be A Victim Of Loan Fraud - Protect Yourself From Predatory Lenders
• Federal Housing Discrimination

How-To's

• Facing Money Problems? How To Avoid Foreclosure....
  Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure.  The good news is, you can avoid foreclosure and keep your home if you know the right steps to take.  The Federal Housing Administration, a … more
• How To Buy a Home
  Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate.  Your interest rate may be set for the life of the loan or may fluctuate … more

Legal Guides

• Home Equity Credit Lines
• Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
  This publication from the Federal Trade Commission explains how various foreclosure rescue scams … more
• Fair Housing - Equal Opportunity for All
  This pamphlet, published by the U.S. Department of Housing and Urban Development, explains the … more

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