Maryland's Premier Bankruptcy Attorneys

Laura Margulies & Associates, LLC is dedicated to providing first-rate legal consumer bankruptcy services in Montgomery County and Prince George's County, Maryland, and the Washington, D.C. area. We provide solutions to a variety of debt-related problems, including foreclosures, garnishments, repossessions, lien attachments, tax problems and seizures.

Since 1993, Laura Margulies & Associates, LLC has represented thousands of clients in all phases of Chapter 7, Chapter 11 and Chapter 13 bankruptcy proceedings, from preparing the initial petition through plan formulation and confirmation.

Contact us today if you need legal assistance with any of the following:

• Bankruptcy
• Chapter 11 Bankruptcy
• Chapter 13 Bankruptcy
• Chapter 7 Bankruptcy
• Creditor Harassment
• Debt Relief
• Foreclosure

Our firm also helps individuals stop pending foreclosure sales of their property by filing Chapter 13 cases for them, by obtaining loan modifications or by negotiating repayment of their mortgage arrears with the lender. Our attorneys analyze our client's income and expenses to create a budget that will help them stop accumulating, and climb out of, debt.

We have extensive experience litigating a broad range of issues that may arise in a bankruptcy case, such as dischargeability, motions to lift stay, cram down and strip off liens, preferences, and fraudulent conveyances. Each case is unique and we provide our clients with ample information to enable them to determine the best way to proceed.

We have been designated a Debt Relief Agency by Congress under the United States Code, and we proudly help people file for bankruptcy relief under the Bankruptcy Code.

Laura Margulies & Associates LLC also assists clients with Personal Injury claims.

If you or a loved one needs the help of an experienced Rockville, Maryland lawyer, call Laura Margulies today at 301-200-0119, or complete the contact form provided on this site to arrange your free initial consultation.

Professional Profile

If you or a loved one needs the help of an experienced Rockville, Maryland Bankruptcy lawyer, call Laura Margulies today at 301-200-0119, or complete the contact form provided on this site to arrange your free initial consultation.

Attorney Laura J. Margulies
Managing Partner

Laura Margulies has been engaged in bankruptcy law since 1986 when she worked as a judicial intern for the Honorable James Schneider of the United States Bankruptcy Court for the District of Maryland, Baltimore Division. She received her J.D. from University of Baltimore School of Law in 1988, where she served as an editor on the Law Review. After graduation, she clerked for The Honorable Paul Albert on the Maryland Court of Special Appeals. She then worked as an associate in the bankruptcy departments of Semmes, Bowen & Semmes in Baltimore, Maryland and Shaw, Pittman, Potts & Trowbridge in Washington, D.C. In 1993, she started her own practice in Rockville, Maryland and also began teaching bankruptcy law at University of Maryland University College. She opened a second office in Greenbelt, Maryland in 1998. She served as chairman of the Greenbelt Division of the Bankruptcy Bar Association for the District of Maryland and has published several articles on bankruptcy law in various legal and financial publications. Ms. Margulies is a frequent lecturer on bankruptcy topics and is also a member of the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute, National Association of Consumer Advocates and the Maryland State Bar Association, Consumer Bankruptcy Section, where she serves on its executive committee.

Bar Admissions:

• Maryland, 1988
• District of Columbia, 1990
• U.S. District Court District of Maryland, 1989
• U.S. District Court of the District of Columbia, 1990
• U.S. Federal Court, 1989

Education:

• University of Baltimore School of Law, Baltimore, Maryland, 1988, J.D., Doctor of Jurisprudence
  • Honors: David Gain Merit Scholarship
  • Law Review: Business Editor, University of Baltimore Law Review, 1986 - 1988
• Yeshiva University, New York, New York, 1977,B.S., Bachelor of Science (Major: English, Major: Education)

Published Works:

• Casenote, Midlantic National Bank V. New Jersey Department of Environmental Protection University of Baltimore Law Review, Spring, 1987
• "Bankruptcy: A Crumbling Shelter from the Force of Separation Pacts," Maryland Family Law Monthly, July 1993 at 16-17
• "Women Benefit from Changes in the Bankruptcy Law," Women Today, May 1995, at 6
• "A Creditor's Protection Act? The Real Goal of the Bankruptcy Bill is to Prevent Consumers from Filing", Washington Legal Times, January, 27, 2003 at 30
• Understanding the New Semi-Automatic Stay, ABI Journal, Vol. XXV, No. 2, March, 2006
• The Need to File Proofs of Claims in a Bankruptcy Case", Maryland State Bar Association Newsletter Bar Bulletin, October 15, pages 10 and 17, 2007

Speaking Engagements:

• 10/25/2005- "Means Testing Seminar"- MICPEL, Baltimore, MD
• 5/12/2006- "Selected Issues in consumer Bankruptcy Cases"-Bankruptcy Bar Association, Annapolis, MD
• 5/4/2007- "Recent Case and Rule Developments in Consumer Cases", Bankruptcy Bar Association, Annapolis, MD
• 5/2/2008- "Recent Case and Rule Developments in Consumer Cases," Bankruptcy Bar Association, Annapolis, MD
• 10/10/2008- "Best Consumer Law Practices," MICPEL, Baltimore, MD
• 10/9/2009 - "Best Practices for Chapters 7 and 13", MICPEL, Greenbelt, MD
• 11/6/2009 "Best Practices for Chapters 7 and 13", MICPEL, Baltimore, MD
• 3/5/2010- "How to Get your Chapter 13 Plan Confirmed," MICPEL, Columbia, MD
• 5/7/10- "Issues Involving Reaffirmation Agreements" Bankruptcy Bar Association, National Harbor, MD
• 1/27/11- "Foreclosure Defenses" Bankruptcy Bar Association, Rockville, MD
• 5/6/11- "Issues Relating to Residential Mortgage Claims and Liens" Bankruptcy Bar Association, Annapolis, MD
• 5/20/2011- Creditor Abuses in Chapter 13 Cases, Civil Justice, University of Baltimore School of Law
• 9/14/2011- Bankruptcy Basics: Chapter 7, September 14, 2011, Civil Justice, Silver Spring, MD

Classes/Seminars Taught:

• Associate Professor, Bankruptcy Law, University of Maryland, University College, 1993 - 1996
• Seminar Presentor, Bar Association of Montgomery County
• Seminar Presentor, MICPEL
• Seminar Presentor, Bankruptcy Bar Association for the District of Maryland
• Seminar Presentor, Montgomery County Bar Association

Professional Associations and Memberships:

• Bankruptcy Bar Association for the District of Maryland, 1989 - Present; chairman, 1995 - 1996
• American Bankruptcy Institute, Member
• National Association of Consumer Bankruptcy Attorneys, Member
• Maryland State Bar Association, Member
• Executive Committee on Consumer Bankruptcy
• District of Columbia Bar Association, Member
• National Association Consumer Attorneys, Member

Office Locations