The decision to speak to an attorney about the subject of bankruptcy can be a scary decision that many people put off until all of their debt problems come crashing down at once. Being informed of your options and beginning a plan to attack your debt can help relieve stress and dispel fears caused by debt.
At the law firm of Speicher & Speicher, P.A., we are licensed Florida attorneys, who are able to take the time to sit with clients and discuss their personal situations. Each client has a different set of background circumstances that require different solutions depending on what the bankruptcy laws allow.
There are many different options when considering bankruptcy and our firm strives to find the best option for each client. Whether the client’s main concern is a wage garnishment, pending law suit, foreclosure, harassment from debt collectors, repossession of a vehicle, medical debt, or an inability to make regular bill payments, bankruptcy may be the right solution and the path to a fresh start.
There is a great deal of misunderstanding about the bankruptcy laws. A lot of people believe they are no longer able to file bankruptcy. The reality is that most people who are struggling with large, unmanageable debt are able to file either chapter 7 or chapter 13 bankruptcy.
For most, a chapter 7 bankruptcy is the best option. Usually a chapter 7 bankruptcy will take less than five months to complete. A chapter 13 bankruptcy may be the right option for clients that have a large debt load to overcome without having to give up any assets to creditors. Chapter 13 bankruptcy is a reorganization over three to five years, paying unsecured creditors a percentage of what they are owed based on excess income.
Speicher & Speicher, P.A., is a debt relief agency. If you are having financial difficulty, it never hurts to ask what your options are. Do not put off the decision to look into bankruptcy as an option based upon friends and neighbors telling you that you do not qualify.
Contact us today if you need legal assistance with any of the following:
- Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
Additional Practice areas:
- Family Law
- Divorce
- Child Support
- Modification of child Support
- Wills
- Trust
- Power of Attorney
- Probate of decedents Estate
- Criminal Defense
- DUI/DWI
- Drug Charges
- Assault and Battery
- Theft and Property Crimes
Call today to set up your appointment for a free consultation at 321-236-0027, or complete the contact form provided on this site to get started on a path towards dealing with and overcoming debt.
Professional Profile
If you or a loved one needs the help of an experienced Cocoa, Florida bankruptcy lawyer, call Jacob Speicher today at 321-236-0027, or complete the contact form provided on this site to arrange your free initial consultation.
ADDRESS OF THE FIRM:
SPEICHER & SPEICHER, P.A.
653 Brevard Avenue
Cocoa, FL 32922
Phone: 321-236-0027
Hours: M-F, 8:00AM-5:00PM
Attorney:
Jacob H. Speicher
Jurisdictions:
- Florida
Education:
- Cumberland School of Law, Samford University, Birmingham, Alabama, J.D.
- Stetson University, Deland, Florida, 1968, B.S., Business
Admitted To The Bar:
- 1971