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The Law Office of Kristy Hernandez is a California law firm with locations in Sacramento and the Bay Area. Our firm focuses on helping families get out of debt by providing a wide range of legal services including: Bankruptcy, Home Loan Modification, Foreclosure Advice, Tax Settlement, and Debt Settlement. If you are currently struggling with real estate, business or personal debt, one of our attorneys can meet with you to help create a plan to get you back on the road to financial freedom.

We have been practicing bankruptcy and foreclosure advice for eight years – even prior to the recent economic decline, so our staff is knowledgeable and experienced in debt relief solutions. Our managing attorney, Kristy Hernandez, has such an outstanding reputation in the community that she was invited to speak at the California Lieutenant Governor’s office and traveled to Washington D.C. to speak at several Congressmen’s offices about current problems in the loan modification industry. Kristy is also frequently invited to speak on radio programs about loan modification qualification and current trends in bankruptcy law. You will find that Kristy – and all of our attorneys – are friendly and kind, and genuinely care about the clients that they serve.

When you come to one our offices for a free consultation, you will receive advice on all possible debt relief options. You will have the opportunity to discuss the pros and cons of all debt solutions with a member of our staff so that you can determine which solution best fits your family. Many law firms focus on just bankruptcy and, if that is not the best fit for you, they cannot help you get out of debt. One of the great benefits of consulting with a full service debt relief law firm is that we can present you with several plans and be able to execute any of them. Our firm prides itself on giving individual client attention, quality legal services, and affordable prices to all clients. We believe that clients should feel welcome and comfortable every time they walk into the office. Our law firm also works hard to make sure that clients are involved in all aspects of their cases, and our staff takes time to educate clients about their legal matter so that clients are well informed about the progress of their case.

Contact the Law Office of Kristy Hernandez today if you need legal assistance with any of the following:

  • Bankruptcy
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Home Loan Modification
  • Foreclosure Advice
  • Tax Settlement
  • Offer and Compromise
  • “Non-Collectable” Tax Status
  • Short Sale Advice
  • “Cash for Keys” Negotiation
  • Second Mortgage Settlement

We consider our good reputation to be our greatest asset and encourage all potential clients to research our outstanding performance record online. We are very proud of our A+ rating with the BBB. Feel free to look up any of our attorneys through the State Bar of California website and check up on our law firm with your local Better Business Bureau. You can also search our firm on the internet and read the positive reviews that past clients have posted all over the web. Our long successful history of helping clients get out from under debts speaks for itself.

If you or a loved one needs the help of an experienced Sacramento, California Bankruptcy Attorney, call the Law Office of Kristy Hernandez today at 916-546-1050, or complete the contact form provided on this site to arrange your free initial consultation.

Professional Profile

If you or a loved one needs the help of an experienced Sacramento, California Bankruptcy Attorney, call the Law Office of Kristy Hernandez today at 916-546-1050, or complete the contact form provided on this site to arrange your free initial consultation.

ADDRESS OF THE FIRM:
Law Office of Kristy Hernandez
7777 Greenback Lane Ste 212
Sacramento, CA 95662
Phone: 916-546-1050
Hours: M-F, 8:00AM-5:00PM

Attorney Kristy Hernandez

Jurisdictions:

  • U.S. Federal Court, Northern District of California
  • U.S. Federal Court, Eastern District of California
  • California State Court

Education:

  • University of California at Davis, graduated in 2000 with B.A. in Political Science and Comparative Literature

Admitted To The Bar:

  • June 2004

Professional Memberships and Achievements:

  • State Bar of California
  • National Association of Consumer Bankruptcy Attorneys
  • Northern California Bankruptcy Forum
  • Sacramento Valley Bankruptcy Forum
  • National Association of Professional Women
  • 2011 Woman of the Year, National Association of Professional Women

Languages Spoken:

  • English, Spanish, Chinese, Punjabi, Urdu, Fijian

Board Certifications:

  • California State bar, license #231141

 

Verdicts & Settlements

Kristy Hernandez has handled hundreds of bankruptcy cases and thousands of real estate matters. She is actively lobbying for loan modification reform in Washington D.C. and is considered an expert in the loan modification industry.

One of our greatest achievements for loan modification clients is that in December 2010 the Law Office of Kristy Hernandez was approved by Bank of America to have an agent directly assigned to all of our loan modification cases. This means that we get weekly conference calls explaining the status of our loan modifications and that we get to talk to the same person on every file with bank of America. As far as we know, we are the only law firm in the nation with this status since it is normally reserved for non-profit and government organizations.

Remember, the more information you provide, the easier it is for us to help you.

What is your current gross monthly income?

How much unsecured debt do you have?

What is the current amount you own on your mortgage?

How much debt do you owe on your mortgage?

How much debt do you owe to the IRS and for what year?

How many dependants do you have?


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