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Worker's Compensation Benefits

Worker's Compensation Benefit Structure
• Medical care
• Temporary disability benefits
• Permanent disability benefits
• Vocational rehabilitation services
• Supplemental job displacement benefit
• Death benefits

Medical care

Injured workers are entitled to receive all medical care reasonably required to cure or relieve the effects of the injury, with no deductible or co-payments by the injured worker.

Temporary disability

Those workers unable to return to work within three days are entitled to temporary disability benefits to partially replace wages lost as a result of the injury.

Permanent disability

Injured workers who are permanently disabled, those who have a permanent labor market handicap, are entitled to receive permanent disability benefits.

Vocational rehabilitation

Injured workers who are unable to return to their former type of work are entitled to vocational rehabilitation services if these services can reasonably be expected to return the worker to suitable gainful employment.

Supplemental job displacement

This is a nontransferable voucher for education-related retraining or skill enhancement, or both, payable to a state approved or accredited school if the worker is injured on or after Jan. 1, 2004.

Death

In the event a worker is fatally injured, reasonable burial expenses, up to $5,000, are paid. In addition, the worker's dependents may receive support payments for a period of time.

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