Frequently Asked Questions

• I Do Not Have Workers Compensation Insurance To Cover My Employees If They Are Injured. Can I Get In Trouble For This?
  Yes. Criminal charges and fines may be imposed on employers who do not carry workers’ compensation insurance.  The workers’ compensation statute that is in effect in your … more
• Can employers threaten employees for filing workers' compensation claims?
  No.  Most jurisdictions have “anti-discrimination” laws that prevent an employer from taking any retaliatory action against an employee who has filed a workers’ compensation … more
• Can my employee waive workers compensation?
  Workers’ compensation laws are mandatory in most states and can not be waived.  Even if an employee has signed an employment contract that includes wording which states that the … more
• One Of My Employees Was Injured On The Job, But I Never Reported The Employees Claim To My Workers Compensation Insurance Carrier. Can I Get In Trouble For This?
  It is the responsibility of every employer to report an employee’s workers’ compensation claim to their workers’ compensation insurer.  An intentional failure of an employer … more
• If my employee was injured outside of work, does workers compensation cover the expenses?
  Depending on your jurisdiction, your employer’s workers’ compensation insurance carrier may or may not cover employees who are unable to work due to an injury that occurred outside of … more