Fair Credit Reporting Act

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FAQs

What effect will a judgment or debt have on my credit?
An unpaid judgment will have a significant effect on your credit. In addition, other debts that are not judgments can … more
How do I find the CRA (consumer reporting agency) that has my report?
The three major national credit bureaus are: Equifax P.O. Box 740241 Atlanta, GA 30374-0241 (800) 685-1111. Experian P.O. Box … more
Do I have a right to know what's in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the … more

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