Practice Areas and Legal Definitions

Vehicle Accidents:
Legal claims that arise from vehicle accidents are typically governed by the law of negligence.  Any individual who negligently operates a motor vehicle may be required to pay damages to an injured victim.  A personal injury case involving a vehicle accident may become formalized through civil court proceedings or may be resolved through an informal settlement before a lawsuit is filed.  Vehicle accidents can include:

• admiralty and maritime law
• ATV accidents
• automobile accidents
• aviation accidents
• bicycle accidents
• boating accidents
• commercial bus accidents
• cruise ship accidents
• intersection accidents
• motorcycle accidents
• pedestrian accidents
• rear end collisions
• semi-tractor trailer accidents
• school bus accidents
• SUV rollover accidents
• train accidents
• truck accidents
• yacht accidents

The surviving family members of a fatally injured accident victim may be able to bring wrongful death charges against the defendant.

Automobile Accidents:
A car accident is a collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings and trees. Sometimes a car accident may also refer to an automobile striking a human or animal. Car accidents — also called traffic collisions, auto accidents, road accidents, personal injury collisions, motor vehicle accidents and crashes — kill an estimated 1.2 million people worldwide each year, and injure about forty times this number.

Bicycle Accidents:
According to the Federal Highway Administration, over 67,000 cyclists in the U.S. are injured every year in accidents involving motor vehicles.  Many cyclists who are injured in bicycle accidents are unaware that they have a personal injury case and that they may be entitled to compensation for injuries, pain and suffering, medical bills and lost incomes.  A cyclist may be entitled to receive compensation for an injury sustained because of a pothole, poor road or defective sidewalk.  There are state mandated residential and commercial bicycle laws, which entitle cyclists to observe different traffic rules than cars, trucks and other motorized vehicles.  This may mean that the cyclist is not legally responsible for an accident. 

Motorcycle Accidents:
Motorcycle riders are often exposed to dangers not met by automobile drivers and other motorists on the road.  The lack of any substantial protective barriers, as well as the difficulty that other motorists may have in seeing or stopping for a motorcycle, leaves riders prone to serious personal injury in the event of an accident.

Train Accidents:
Train accidents can result in injuries such as sprains and fractures, catastrophic injury such as head trauma, brain damage, paralysis and loss of lives or property.  Train accidents can include derailments, collisions with passenger vehicles or other trains, grade crossing accidents or accidents due to mechanical failure.  It is the railroad company's responsibility to ensure that there are appropriate signals and gates at every railroad crossing for safety precautions.  If the railroad company fails to take such precautions, they are liable for any injury or death that ensues.  Victims of train accidents may be entitled to compensation for pain and suffering, medical expenses, property damage, lost wages and loss of earning capacity. 

SUV Rollovers:
Although SUV rollovers do not occur as often as other automobile accidents, when they do occur they have a higher chance of resulting in serious injury or death, and are considered to be the most fatal type of vehicle accident on national roadways.  According to the Federal Highway Administration, SUV rollover accidents account for more than side and rear fatal vehicles combined and SUV's are three times more likely than the average passenger car rollover. 

Although SUV's were designed primarily for the purpose of off-roading, manufacturers have since discovered their immense popularity as family vehicles.  Manufacturers have begun removing roll bars in current models.  SUV seat structures are not designed to keep occupants in place during a rollover regardless if seatbelts are worn.  Vehicle roofs, windshields and side windows easily collapse, increasing the risk of occupant head, brain and spinal cord and back injuries.  While the body of an SUV remains the same as it would if used for off-roading, the removal of the roll bars, combined with the high center gravity due to multiple passengers, make rollover accidents and occupant ejection that much more fatal.

Defective Products:
Products liability refers to a manufacturer or seller being held liable for placing a defective product into the hands of a consumer.  Products liability cases may include defective or poorly designed machinery, tools, motor vehicle defects, recreational products, pharmaceuticals and other defective products and equipment.  A person injured by a defective or dangerous product may be eligible to file a lawsuit for product liability.  Damages can be recovered under one of the following categories:  strict products liability; negligence or breach of warranty.   

Wrongful Death:
A wrongful death occurs when a person is killed due to the negligence or misconduct of another individual, company or organization.  A legal action for wrongful death belongs to the decedent's immediate family members, usually a surviving spouse and children, and sometimes parents.  Under certain circumstances, unrelated minor children living with and supported by the decedent may also bring a claim for wrongful death.  In order to bring a successful wrongful death cause of action, the following elements must be present:

• The death of a human being caused by another's negligent or intentional conduct.
• The survival of family members who are suffering the loss of financial support, love, care, comfort, supervision, guidance, household assistance and general society previously provided by the deceased.

The general rule in wrongful death cases is that one is entitled to recover both economic and non-economic damages which are suffered as a result of the loss of a loved one.  Economic damages in a wrongful death case include an award for the financial contributions which the decedent would have made to his or her spouse, children and/or parents had he or she survived.  It also includes the recovery for funeral service expenses in memory of the decedent and for burial cost.  Non-economic damages include loss of love, society, companionship, comfort, affection, solace or moral support.

Spinal Cord Injury:
Spinal cord injury (SCI) occurs when the nerves within the spinal canal are damaged.  Most SCI's are caused by trauma to the vertebral column, affecting the spinal cord's ability to send and receive messages between the brain and the body's systems that control sensory, motor and autonomic function.  Motor vehicle accidents are the leading cause of SCI, followed by acts of violence, falls, sports injuries and diseases such as polio, spina bifida and Friedreich’s Ataxia.  The spinal cord does not have to be severed in order for a loss of functioning to occur. In fact, in most people with SCI, the spinal cord is intact, but the damage to it results in loss of functioning.   

Traumatic Brain Injury:
Traumatic brain injury (TBI) is a medical phrase used to describe the damage to the brain suffered by sudden impact or physical force to the head.  Essentially, the human brain floats in a fluid substance called cerebrospinal fluid.  TBI can result when the force of momentum causes the brain to impact against the skull.  This type of injury, often the result of hitting your head on the windshield, pavement or object, is frequently referred to as a “closed head injury.”  Whiplash can also cause TBI.  These closed head injuries can result in lasting physical and mental problems.

Burn Injuries:
People who have suffered and survived the agony of second, third and even fourth degree burns describe the pain they experienced as among the most severe of all traumatic injuries.  Personal injuries involving severe burns commonly result from explosions, premises fires, defective products, motor vehicle collisions, electric shock, as well as accidental exposure to harmful chemicals and radiation.

Slip and Fall/Premises Liability:
Slip and fall accidents can happen anywhere and can cause serious personal injury.  Most slip and falls happen in commercial settings, such as grocery stores, drug stores, office buildings, construction sites, gas stations and malls, but they also happen on private property.  Premises Liability accidents can include toxic exposure, animal attacks, swimming pool accidents and amusement park ride accidents.  In any event, there exist duties on the part of the property owners to maintain the property responsibly and avoid the existence of hazardous conditions.

Dangerous or defective conditions may be large or small, temporary or permanent.  Therefore, investigation of the claim is essential to a successful case.  Temporary conditions such as water on the floor of a grocery store, or snow and ice on the stairs of a restaurant need to be investigated quickly.

Construction/ On-the-Job Accidents:
Construction labor makes up one of the three most dangerous occupations in the United States today; each year producing thousands of debilitating injuries and wrongful deaths.  Factors that contribute to construction accidents include workers lifting loads with worn and weathered cables, working on elevated platforms without fall protection or wearing defective safety harnesses and lanyards, and/or working in trenches with improper benching and using outdated tools and equipment.  Farming and manufacturing accidents, as well as the oil and gas industry accidents can also cause serious injury and toxic exposure.

• Toxic Exposure: Due to the tremendous growth of corporate industry in the United States over the past fifty years, the number of dangerous, toxic substances in the environment has grown significantly.  Some toxic substances are shown to cause substantial injury to people, such as lead-based paint (linked to brain damage, especially in children), asbestos (linked to lung cancer and restrictive lung disease), dry cleaning and other solvents (linked to brain damage and major organ damage), pesticides such as dioxin and DDT (linked to birth injuries) and toxic landfill waste (linked to leukemia).

Boating Accidents:
Typically, powerboats such as runabouts, cabin cruisers and jet skis are the most common watercraft involved in boating accidents, although sailboats can be involved in accidents as well.  The most frequent sources of injuries are caused from propeller accidents and collisions.  Because personal watercraft such as jet skis cannot be steered when the throttle is released, inexperienced drivers often have collisions when confronted with an emergency.  Serious personal injury and even death can occur due to a boating collision or from a person falling over the side of a watercraft and drowning.  Legal claims that arise from boating collisions are typically governed by the law of negligence.  Any individual who negligently operates a watercraft may be required to pay damages to an injured victim.  A maritime case involving a boating accident may become formalized through civil court proceedings, or may be resolved through an informal settlement before a lawsuit is filed.  The surviving family members of a fatally injured boating accident victim may be able to recover damages in a maritime wrongful death action against the defendant.

If you or someone you know needs the skilled representation of an experienced Tacoma Washington Personal Injury lawyer, call Terry Lumsden today at 866-928-2361, or complete the contact form provided on this site to schedule a free consultation.

If you or someone you know needs the skilled representation of an experienced Tacoma Washington Personal Injury lawyer, call Terry Lumsden today at 866-928-2361, or complete the contact form provided on this site to schedule a free consultation.

ADDRESS OF THE FIRM:
Terry E. Lumsden, Attorney at Law
3517 6th Avenue, Suite 200
Tacoma, WA 98406
Phone: 866-928-2361
Hours: M-F, 8:00AM-5:00PM

• Attorney Terry E. Lumsden

Terry Lumsden graduated from Gonzaga School of Law in 1973. He had obtained his B.A. in Political Science from Pacific Lutheran University in 1969. He began work as a Deputy Prosecuting Attorney for Pierce County in 1973, prosecuting traffic offenses and misdemeanors where he gained experience and court presence.

After he began his private law practice with Peter and Michael Sterbick, Terry was asked to come back to the Prosecuting Attorney’s office to act as a Special Prosecutor on a high profile case that presented conflicts to the Prosecutor’s Office. He obtained a conviction in that matter. While in private practice in the 70’s, he was given assignments by the Pierce County Department of Assigned Counsel to defend indigent individuals charged with felonies. Two felony trials made headlines in the Tacoma newspaper when Terry obtained acquittals of the accused. Immediately thereafter he refused to accept such assignments, preferring to specialize in the personal injury field.

In 1975, Terry was elected Secretary of the Washington State Trial Lawyers’ Association, the major association of Washington lawyers who represent injured people. In 1977, he was elected President of the Pierce County Young Lawyers Association and in 1978 he was elected Chairman of the Washington State Young Lawyers Association. As a Young Lawyer officer he lectured across the nation in a dozen seminars to young lawyers on the subject of how to create and manage special free services to the public, such as free taped legal advice by telephone, tours of the courthouse, and special speakers in schools on Law Day. Because of Terry’s work as a County Young Lawyer President, the county association received a first place award nationally from the American Bar Association for its achievements and public service work. Because of his Chairmanship of the State Young Lawyers later, the state association received a first place award for activities state wide as to public service, education for the public, education for young lawyers, etc.

Terry has served on numerous committees of the Washington State Bar Association and has served as Chairman of one committee dealing with professional relationships among lawyers, doctors, dentists, accountants, etc. Terry has lectured at approximately a dozen Washington State Trial Lawyers’ seminars on numerous topics of personal injury, lawsuits against insurance companies, maximizing damages, trial practice, etc. He was asked to be a co-author of the leading manual for trial lawyers in Washington on representing an injured person in a motor vehicle accident. He was a speaker at several seminars dealing with insurance coverage issues. He has over 25 years of membership in the Washington State Trial Lawyers’ Association and was honored as a member of the Amicus Curiae Committee. That select committee decides when the State of Washington Trial Lawyers’ Association should intervene in an appeal to help advise the Appellate Court of the importance of the personal injury legal issues that will be heard by the Court between the two contesting parties. Terry has served as a Special Attorney for the State of Washington Department of Labor and Industries to pursue the State’s claim against the liable third party when the State has paid wage loss and medical bills to an injured worker.

Terry was an instructor teaching civil litigation to paralegals for many years at Pierce College in Tacoma, Washington. Terry loves teaching the law as well as practicing it.