Hollywood Florida
Bankruptcy Attorney
Maura McCarthy Bulman
My firm is committed to consumer advocacy and believes everyone deserves a fresh start regardless of their financial past. My firm can provide effective solutions for people who are faced with unmanageable debt, and can help you preserve your most important material assets, including your home, while getting you back on the right financial track.
Contact my firm today if you need legal assistance with any of the following:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt Collection
- Garnishment of wages or bank accounts
- Mortgage or Condo lien foreclosure
- Avoiding Repossession
- Creditor Harassment
- Pending lawsuit or judgment for money damages
- Credit Card Debt
- Unpaid medical bills
If you or someone you know needs the assistance of an experienced Hollywood Florida Bankruptcy Attorney, call Maura McCarthy Bulman today at 866-292-9497, or complete the contact form provided on this site to arrange for a consultation.
Practice Areas and Legal Definitions
Bankruptcy Laws:
Bankruptcy is a federal court process designed to help individuals and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as liquidation (Chapter 7) or reorganization (Chapter 13).
Chapter 7:
Chapter 7 cases are commonly referred to as straight bankruptcy or liquidation cases, and may be filed by an individual, corporation, or a partnership. In a Chapter 7 bankruptcy, the debtor is allowed to keep certain exempt personal and real property (e.g., homestead property), while the bankruptcy trustee sells the debtor’s non-exempt property and distributes the proceeds to the creditors. A debtor must qualify to file a Chapter 7 bankruptcy based on household income. At the conclusion of a Chapter 7 bankruptcy case, the debtor’s qualifying unsecured debts are discharged and the debtor is absolved from further liability on most debts.
A Chapter 7 bankruptcy can be used to stop wage or bank account garnishment, discharge medical and credit card debt and stop collection efforts. A Chapter 7 bankruptcy can also be used to temporarily stop a foreclosure action, however, a foreclosure action cannot be resolved through a Chapter 7 bankruptcy; mortgage arrears and assessments can only be cured through a Chapter 13 bankruptcy.
Chapter 13:
A Chapter 13 bankruptcy is also called a wage earner's plan because the debtor must have income to make monthly payments under a “plan”. In a Chapter 13 bankruptcy, debts are no longer immediately due and, instead, may be paid back through the plan in smaller monthly payments over a period of 3 to 5 years. As in a Chapter 7 bankruptcy, upon completion of payments under the plan, the debtor’s qualifying unsecured debts are discharged, and the debtor is absolved from further liability on most debts.
A Chapter 13 bankruptcy is an excellent tool with which to stop a foreclosure action and to bring the mortgage or assessments current by paying the arrears over a 3 to 5 year period. A debtor may choose to file a Chapter 13 bankruptcy instead of a Chapter 7 bankruptcy in order to keep non-exempt property that would be sold by the trustee in a Chapter 7 bankruptcy by paying creditors the value of the non-exempt property through the plan over a 3 to 5 year period. A Chapter 13 bankruptcy can also be used to stop wage or bank account garnishment, discharge medical and credit card debt and stop collection efforts.
If you or someone you know needs the assistance of an experienced Hollywood Florida Bankruptcy Attorney, call Maura McCarthy Bulman today at 866-292-9497, or complete the contact form provided on this site to arrange for a consultation.If you or someone you know needs the assistance of an experienced Hollywood Florida Bankruptcy Attorney, call Maura McCarthy Bulman today at 866-292-9497, or complete the contact form provided on this site to arrange for a consultation.
ADDRESS OF THE FIRM:
Maura McCarthy Bulman, P.L.
4700 Sheridan Street, Suite J
Hollywood, FL 33021
Phone: 866-292-9497
Hours: M-F, 9:00AM-5:00PM
Services provided after-hours
Maura McCarthy Bulman, Esq.
- Jurisdictions Attorney is Licensed in: State of Florida, Southern District of Florida
- Date Admitted to the Bar: 2005
- Colleges Attended, Degree & Year Graduated: Miami University, Oxford, OH, B.A. in Zoology & History, 2000; University of Alabama School of Law, J.D., 2005
- Professional Memberships & Achievements: Broward County Bar Association; National Association of Consumer Bankruptcy Attorneys (NACBA)
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Additional Questions or need further information?
The hiring of a lawyer is an important decision that should not be solely based upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
THE SERVICES OR BENEFITS PROVIDED ARE WITH RESPECT TO BANKRUPTCY RELIEF UNDER TITLE 11 OF THE U.S. BANKRUPTCY CODE. WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.
