Connecticut Bankruptcy Attorney
Hamden Connecticut Bankruptcy Lawyer
We are a Qualified Debt Relief Agency. We proudly assist in
filing for legal protection under the New Bankruptcy Laws.
The Connecticut Bankruptcy Attorneys at the Law Offices of Neil Crane understand that many hardworking individuals and businesses can experience times of financial difficulty and economic instability. We at the Law Offices of Neil Crane have been providing experienced counsel and advice to individuals in serious financial difficulty for over 23 years. Our attorneys and staff are trained to help people understand their options, make the appropriate choices and take the necessary steps to resolve any debt that has spiraled out of control. We know that no matter how much financial trouble you may be in, there are various legal avenues for a healthier financial future. Our clients are living proof of our success. Our services include:
- Bankruptcy
- Foreclosure Defense
- Settlements
Bankruptcy law is a legal option designed to alleviate financial distress and serves as a financial life preserver for those overwhelmed by debt. We can provide you with a proven and sophisticated perspective on your legal rights. We treat each of our clients as individuals and make independent decisions based upon individual financial circumstances; choices and avenues to save and then preserve your financial future. Through our knowledge of your rights, extensive experience and commitment we have established a staff of experts and an unparalleled reputation of integrity and success. We are truly committed to achieving successful results through personalized client contact and quality preparation.
Contact the Law Offices of Neil Crane to set up a free consultation with a qualified bankruptcy attorney who can advise you of your financial options and your legal rights as stated under the new Bankruptcy Law.
My firm represents consumers and small businesses in financial workouts, foreclosures, Chapter 7, 11, and 13 bankruptcy proceedings. We offer debt negotiation, budget counseling and court protection. We specialize in consumer financial problems and solutions to real estate foreclosures throughout the State of Connecticut. We have been providing successful solutions to financial difficulties since 1983. We provide a personal, hands-on approach with highly-trained lawyers and staff, who have many years of experience in this particular aspect of the law, along with a long-term commitment to success.
- Connecticut Bankruptcy Attorney Neil Crane
The Law Offices of Neil Crane has helped thousands of Connecticut homeowners since 1983 and has rescued numerous homes on the eve of foreclosure. The Firm has rescued thousands of distressed homeowners by utilizing out of court settlements and Chapter 13 proceedings to save homes from foreclosure. While the foreclosure process is a daunting one, we are fully aware of the legal options, defenses and alternatives that will stop the foreclosure and save a home. This is what we do everyday…put our knowledge to work for you!
If you or someone you know is in need of an experienced Connecticut Bankruptcy Lawyer in Hartford, New Haven, Waterbury, New Britain, Middletown, Meriden, East Haven, West Haven, Dirby, Danbury, Bridgeport and Milford contact attorney Neil Crane at the Law Offices of Neil Crane by calling toll free 866-745-6192 or via email by completing form today.
Bankruptcy FAQS
The following information includes frequently asked bankruptcy questions. The answers stated are general in nature and are not intended to apply to every bankruptcy and/or debt consolidation situation. Each case is different and carries its own set of circumstances which must be taken into consideration by competent legal counsel. By contacting Law Offices of Neil Crane, you will receive a personal consultation regarding your specific legal claim.
Will bankruptcy stop my home from being foreclosed and/or my car from being repossessed?
Bankruptcy can prevent a foreclosure of your house or a repossession of your car. An "automatic stay" arises by law the instant a bankruptcy is filed. The automatic stay stops the foreclosure process and prevents any collection actions, such as repossessions or garnishments. Bankruptcy may also allow you to consolidate your mortgage arrears or automobile balance, and make payments on those debts over time through a repayment plan designed by Attorney Neil Crane.
Will bankruptcy stop a lawsuit against me?
If you are being sued, we strongly urge you to speak with Connecticut debt-relief Attorney Neil Crane about filing for bankruptcy. A bankruptcy filing will stop a lawsuit immediately and prevent your creditors from placing a lien against your house or garnishing your wages.
Do I have to go to court?
Not under Chapter 7, instead there will be an initial meeting of creditors approximately 30 days after the filing of your case. An attorney will be present with you at the meeting, which generally lasts for five to ten minutes. This meeting is generally held in an office building or a hearing room with your creditors. The trustee will ask you questions about your bankruptcy filing. You will have already answered these types of questions in prior meetings with counsel. Under Chapter 13, there is a one time court appearance that generally lasts five to ten minutes. Bankruptcy trustees and Judges are there to help you and will always treat you with the respect that you deserve.
Can I keep my car and/or my home?
Yes, under Chapter 7 you would continue to make mortgage and car loan payments, while retaining your home and vehicle. Chapter 7 discharges unsecured debts, meaning your creditors are legally prevented from taking your car or home as long as you continue to make your regular monthly payments.
Will I lose my personal possessions?
A properly prepared bankruptcy petition will protect all of your personal possessions. Bankruptcy law allows you to take exemptions to protect your home and personal belongings. While there are limitations, these exemptions are both generous and flexible.
How do I rebuild my credit after filing for bankruptcy?
Although bankruptcy may be legally reported on your credit report for up to 10 years, you can begin to reestablish your credit immediately after your bankruptcy discharge. In fact, it is likely that pre-approved credit cards will arrive within weeks of a bankruptcy filing. However, borrowers should wait 1-2 years before obtaining credit cards, car loans or a mortgage to avoid higher interest rates.
If you or someone you know in Hamden, Connecticut, or within the surrounding cities and counties of Connecticut needs debt consolidation legal counsel or the assistance of an experienced consumer protection lawyer, contact Law Offices of Neil Crane today at 866-745-6192, or use the contact form provided on this site to schedule your free initial consultation.
Visit: Neil Crane's website
Additional Questions or need further information?
