Chapter 7 and Chapter 13
The most popular chapters for bankruptcy filings are Chapter 7 and Chapter 13. Every other chapter of the bankruptcy code has exclusions as to who may file so most persons who file for bankruptcy only qualify for Chapter 7 and Chapter 13. A liquidation of all debts is allowed under Chapter 7 and Chapter 13 order create payment plans over 3-5 years for existing debts.
For assistance with your case, click here to find Chapter 7 and Chapter 13 Attorneys near you or find an attorney in a different state.
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Frequently Asked Questions
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What is the difference between a Chapter 7 and a Chapter 13 bankruptcy?
The decision on whether to file a Chapter 7 or Chapter 13 bankruptcy should be based on your circumstance and the kind of debts that you have incurred. A Chapter 7 bankruptcy is commonly filed by … more -
Can you declare bankruptcy on a Small Business Administration (SBA) loan?
While the common perception is that you cannot discharge government loans in bankruptcy, in reality, many such loans can be discharged in bankruptcy. The Small Business Administration (SBA) … more -
What Are The Basic Requirements For Filing A Chapter 7 Petition For Bankruptcy?
Each type of bankruptcy has its own requirements for filing. An individual who is filing for Chapter 7 bankruptcy is required to meet the “means test” to be eligible. The means … more
Legal Articles
- Will Filing for Bankruptcy Stop the Bill Collectors?
One of the most difficult aspects of owing debts that you cannot pay is dealing with your creditors, or the collection agencies that work for those creditors. Bill collectors often seem to stop at nothing to collect money from you, even if it means threatening you or not being truthful about the consequences of not paying off your debt. As a result, people in this situation often … more - Some Debts May Remain After Bankruptcy
The decision about whether to file bankruptcy is a difficult to decision to make. People often worry about the lasting effects on their credit history and their ability to borrow money in the future. However, sometimes the advantage of being relieved of debt in a bankruptcy proceeding outweighs the disadvantages. In order to weigh the advantages and disadvantages for yourself, it is … more
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