Frequently Asked Questions

• Do I Have A 30-Day Grace Period To Renew My Licensee?
  No. The 30­day grace period is for the imposition of a late fee. Example: Your license expires May 31. If you engage in the real estate business without renewing your license on June 1, you … more
• I Am Starting A Limited Liability Company. Does My Llc Need To Be Licensed?
  Yes. Limited liability companies, corporations, and other legal entities are required to be licensed and a broker of record must be appointed. The broker of record is not required to hold an … more
• I Am The Holder Of A Salespersons License. Can I Form My Own Have To Be A Licensed Salesperson Before I Can Become A Broker?
  You must have an active salesperson's license for two years and must complete the educational requirements before you apply for a broker's license.. more

Legal Articles

• Put a Lid on it!! Neighbors, Noise and How to Alleviate the Nuisance
  Do you have noisy neighbors ?  Does it interfere with your sanctuary at home?  Do you wonder if it will ever stop? If you are currently in a situation where your neighborly noise is getting out of control, here are some steps that you can take to help muzzle the problem: 1. Talk to your neighbor Based upon individual comfort levels of noise, neighbors are oftentimes unaware that they … more
• What is the Real Estate Settlement Procedures Act (RESPA)?
  RESPA is a federal regulation that governs certain aspects of the closing and settlement process in a real estate transaction. Designed to protect consumers who are buying houses, the U.S. Department of Housing & Urban Development (HUD) enforces RESPA. Essentially, RESPA requires that buyers be given certain disclosures or information at various points during the purchase … more

Free Legal Forms

• Hud Homebuying Checklist
• Dont Be A Victim Of Loan Fraud - Protect Yourself From Predatory Lenders
• Federal Housing Discrimination

How-To's

• Facing Money Problems? How To Avoid Foreclosure....
  Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure.  The good news is, you can avoid foreclosure and keep your home if you know the right steps to take.  The Federal Housing Administration, a … more
• How To Buy a Home
  Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate.  Your interest rate may be set for the life of the loan or may fluctuate … more

Legal Guides

• Home Equity Credit Lines
• Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
  This publication from the Federal Trade Commission explains how various foreclosure rescue scams … more

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