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How to Recover From a Natural Disaster
The winds have died down, the rain or snow has ended and the earth has stopped shaking. You look around at the mess around you and you think: now what? How do I pick up the pieces of my life and move on after this horrific natural disaster? There is no doubt that getting back to normal will take some hard work and perseverance. However, this arduous task can be made easier … more
Buying a Home
Buying a home is a big step in everyone’s life, and for many people, obtaining a mortgage loan in order to buy a home is the most significant debt that they will ever take on. The purchase of a home is not a simple process, but involves a series of complex steps that trigger the application of a variety of different state and federal laws and regulations. Additionally, the sale … more

How To Buy a Home
Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate. Your interest rate may be set for the life of the loan or may fluctuate … more
Facing Money Problems? How To Avoid Foreclosure....
Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure. The good news is, you can avoid foreclosure and keep your home if you know the right steps to take. The Federal Housing Administration, a … more

Home Equity Credit Lines
Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
This publication from the Federal Trade Commission explains how various foreclosure rescue scams … more
Fair Housing - Equal Opportunity for All
This pamphlet, published by the U.S. Department of Housing and Urban Development, explains the … more