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Personal Bankruptcy Lawyers

Those who file for personal bankruptcy usually choose either Chapter 7 or Chapter 13. Chapter 11 is also available for personal bankruptcy filings but it requires a minimum debt level be met. Therefore, Chapter 11 is usually only used by businesses.

Chapter 7 provides for a complete liquidation of your assets while Chapters 11 and 13 provide for the creation of a 3 to 5 year payment plan for your debts.

Personal Bankruptcy Lawyers By State

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Frequently Asked Questions

What are the chances of renting a house during bankruptcy?
It is entirely possible to rent a house during your bankruptcy proceedings, but there are certain steps that you can take to maximize your chances of doing so. For instance, you might … more
What should be included in a letter of explanation of bankruptcy?
If you apply for credit or a loan following a bankruptcy discharge, the lender may request that you provide a letter of explanation of bankruptcy, which is simply your written statement … more
How do I make a motion for judgment to be marked as satisfied in bankruptcy court?
The only way to remove a judgment against you in court records is to either pay off, or satisfy, the judgment, or to have the judgment discharged through bankruptcy proceedings. Even once … more

Legal Articles

What are the Basics of a Chapter 7 Bankruptcy?
When people talk about filing bankruptcy, they usually are referring to Chapter 7 bankruptcy, which allows you to discharge, or wipe out, most debts that you owe. In many cases, filing Chapter 7 bankruptcy is the quickest and easiest way for a person who owes a lot of debt to get a “fresh start” in life. So long as you are eligible for Chapter 7 bankruptcy relief, and … more
How a Bankruptcy Attorney Can Help You
Corporations and other businesses are required to declare bankruptcy through an attorney. However, individuals are allowed to represent themselves in bankruptcy proceedings. You may be tempted to declare bankruptcy without a lawyer’s assistance. The process may appear simple. You may wish to avoid involving others in a situation that is already stressful. And obviously, money can be … more