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What is homeowner's insurance?
Homeowner’s insurance policies cover damages to or destruction of your home and possessions that result from fire, theft, or other types of disasters. The insurance proceeds will help … more
Am I required to have homeowner's insurance?
Maybe. The law of the state in which you live determines whether you are required to maintain homeowner’s insurance for your home. However, if you have a mortgage loan secured by … more
Will homeowner's insurance cover all of my personal property?
No. There are some types of personal property, such as antiques, expensive jewelry, and coin collections, which your insurance policy might not cover, or might only partially cover. In … more
Will homeowner's insurance cover my vehicles?
No. Vehicles are not included in a homeowner’s insurance policy. However, damages to your vehicles may be covered by your auto insurance policy. more
Why does my homeowner's insurance policy contain Additional Living Expense (“ALE”) coverage?
If you are unable to use or live in your home while it is being repaired or rebuilt, ALE coverage will provide you with some extra benefits. For instance, ALE coverage can pay for the costs … more