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Health Insurance Lawyers

Health insurance is a necessity for most people given the high cost of medical care. Many businesses provide this coverage for employees and their families. However, many Americans do not have coverage. A large number of people work as independent contractors and thus have no health insurance provided by an employer. Others work for companies that do not provide coverage. And still others are unemployed, retired or otherwise unable to get coverage. Congress has debated for many years about providing so-called universal coverage for every person in the country. However, up to now, no legislation has passed to put such a law into effect.

Health Insurance Lawyers By State

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Frequently Asked Questions

What Is Individual Health Insurance?
Individual health insurance is health insurance that insures you in the event that you become injured or acquire an illness. Individual health insurance is a prudent investment if you are … more
What Is Credit Insurance?
Credit life insurance pays in the event of the debtor`s death. Credit accident & health (or disability) insurance covers loan payments due while the debtor is ill or disabled. The most commonly … more
What Is An Agent?
An agent is a licensed representative of an insurance company who solicits, negotiates, or effects contracts of insurance and provides service to the policyholder for the insurer.

Legal Articles

What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more