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  • The IDEA of Special Education
    Individuals With Disabilities Education Act (IDEA) The federal Individuals with Disabilities Education Act (IDEA) entitles children with disabilities to a free and appropriate public education. Gone are the days when public school systems can refuse to educate a child because of the child’s cognitive, emotional or physical disabilities. Now, each school district must comply with federal … more
  • Federal Stafford Student Loans: Understanding the Promise of the Promissory Note
    Before school begins each semester many students will need to borrow money for tuition and college expenses.  So, they will take out federal student loans.  As federal student loan borrowers, they will be asked to sign a master promissory note.  This is the document that requires them to repay the money that they are borrowing.  Therefore, it is important to understand the … more

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