Vermont Debt Relief Lawyers

What Control Do You Have Over Payment Of Debts?
If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.
Which Debts are Most Likely to be Settled for Less Than Payment-In-Full?
Most unsecured debts can be settled. An unsecured debt is a debt where there is no collateral. Unsecured debts include medical bills, credit cards, department store cards, personal loans, … more
What Is The Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.

What to Do if You Can't Pay Your Bills
If you have lost your job, had unanticipated medical bills or simply taken on more creditors than you can afford to repay then you may be having difficulty paying the bills. Many people who are in this situation feel overwhelmed and unsure about how to proceed. While you may feel like there is nothing that you can do to help yourself, doing nothing is the worst mistake that you can … more
Debt Consolidation: Too Good to Be True?
If you are overwhelmed with debt then debt consolidation might seem like a good idea and, in some cases, it is a good idea. However, in order to make sure that your money is protected and that you make an advantageous financial decision it is important to be aware of the potential problems created by some debt consolidation companies. What is Debt Consolidation? Simply put, … more

Debt Collection FAQs: A Guide for Consumers (FTC Facts for Consumers)
The Federal Trade Commission (FTC), enforces the Fair Debt Collection Practices Act (FDCPA), … more
Canceled Debts, Foreclosures, Repossessions, and Abandonments (IRS Publication 4681)
This publication explains the federal tax treatment of canceled debts, foreclosures, … more
How To Avoid Foreclosure
This guide, by the U.S. Department of Housing and Urban Development, provides valuable … more

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