kansas Debt Relief Lawyers

Frequently Asked Questions

• What Control Do You Have Over Payment Of Debts?
  If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.
• Which Debts are Most Likely to be Settled for Less Than Payment-In-Full?
  Most unsecured debts can be settled. An unsecured debt is a debt where there is no collateral. Unsecured debts include medical bills, credit cards, department store cards, personal loans, … more
• What Is The Fair Debt Collection Practices Act?
  The Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.

Legal Articles

• Understanding Debt
  Life is often stressful and overwhelming for a debt holder. Worry, anxiety, and fear often color every part of a debt holder’s life and the debtor has trouble thinking about anything other than the money that he or she owes to creditors.   For these reasons, it is important to confront the debt and create a legal plan to deal with the financial future. Potential debtors … more
• Defenses to Repossession
  It can be easier to get a lender to agree to loan you money if you provide the lender with a security interest in the property that you are purchasing with the loan money. Most lenders who provide loans for automobiles and real estate take security interests in the property that is being purchased with the loan money, for example. Then, if the borrower defaults on the loan, the … more

Legal Guides

• Debt Collection FAQs: A Guide for Consumers (FTC Facts for Consumers)
  The Federal Trade Commission (FTC), enforces the Fair Debt Collection Practices Act (FDCPA), … more
• Canceled Debts, Foreclosures, Repossessions, and Abandonments (IRS Publication 4681)
  This publication explains the federal tax treatment of canceled debts, foreclosures, … more
• How To Avoid Foreclosure
  This guide, by the U.S. Department of Housing and Urban Development, provides valuable … more

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