Washington Creditor Harassment Lawyers

Frequently Asked Questions

• Will filing for bankruptcy stop collection efforts?
  This answer depends upon the type of creditor that is after you.  When filing for bankruptcy an “automatic stay” goes into effect.  The automatic stay protects you from most … more
• What is an automatic stay in connection with a bankruptcy petition?
  An automatic stay is legal mechanisim which automatically stops lawsuits, foreclosures, garnishments, and all collection activity against a debtor the moment a bankruptcy petition is filed. more
• How Can My Car Be Repossessed?
  Your car may be repossessed by the owner of your auto loan if that creditor has a security interest in your car. Most creditors who issue car loans issue the loan with the car as collateral … more
• Can A Creditor Object To A Debt Being Discharged?
  Yes. A creditor may object to the discharge of a debt in Chapter 7 bankruptcies.  The creditor has the burden to prove that the debt should not be discharged by usually showing fraudulent acts … more
• Will I receive Notice Before My Car is Repossessed?
  Most states require that your creditor provide you with notice before your car is repossessed. While the exact requirements of the notice differ from state to state, most states require … more