South Dakota Real Estate Law Lawyers

Is a Short Sale Right for Me?
If you are wondering if a short sale of property is right for you, you should know that it is a highly individualized and personal issue. However, there are some circumstances and factors that … more
Do I Have to Pay a Realtor Sales Commission in a Short Sale?
In standard home transactions, the seller and buyer reach an agreement for how the sales commission to a Realtor will be paid. Sometimes a buyer and seller will agree to split the costs out of … more
Do I Qualify for a Short Sale?
In order to sell a home in a short sale, the borrower generally must be able to show they are unable to pay their mortgage and currently are experiencing a financial hardship. An involuntary loss … more

How to Obtain Homeowners Insurance
A home is a big investment both for you as the buyer and for the bank that has your mortgage. Most mortgage providers will not loan you money unless you insure your purchase. Even if you do not have a mortgage on the property, homeowner’s insurance is a good idea. Every homeowner’s insurance policy is different. Typically, a homeowner’s policy insures … more
What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more

Facing Money Problems? How To Avoid Foreclosure....
Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure. The good news is, you can avoid foreclosure and keep your home if you know the right steps to take. The Federal Housing Administration, a … more
How To Buy a Home
Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate. Your interest rate may be set for the life of the loan or may fluctuate … more

Home Equity Credit Lines
Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
This publication from the Federal Trade Commission explains how various foreclosure rescue scams … more
Fair Housing - Equal Opportunity for All
This pamphlet, published by the U.S. Department of Housing and Urban Development, explains the … more

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