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  • Tenants Rights to Abandon a Lease
    A tenant leases a residential or commercial space with the intention of using that space for a certain purpose that is stated in the lease. For example, people often rent apartments as places to live and commercial space for their office or store. The purpose of the rental is usually specified in the written lease contract and the law provides tenants with the right to occupy the … more
  • What is the Real Estate Settlement Procedures Act (RESPA)?
    RESPA is a federal regulation that governs certain aspects of the closing and settlement process in a real estate transaction. Designed to protect consumers who are buying houses, the U.S. Department of Housing & Urban Development (HUD) enforces RESPA. Essentially, RESPA requires that buyers be given certain disclosures or information at various points during the purchase … more

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How-To's

  • How To Buy a Home
    Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate.  Your interest rate may be set for the life of the loan or may fluctuate … more
  • Facing Money Problems? How To Avoid Foreclosure....
    Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure.  The good news is, you can avoid foreclosure and keep your home if you know the right steps to take.  The Federal Housing Administration, a … more

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