Is a Short Sale Right for Me?
If you are wondering if a short sale of property is right for you, you should know that it is a highly individualized and personal issue. However, there are some circumstances and factors that …
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What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has …
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Installing a Fence Can be a Good Legal Strategy
You’ve heard that common saying – that good fences make good neighbors? Well, it turns out that the saying is true and for more reasons than the implicit privacy reasons at which it hints. Fences protect both the home owner and others from the consequences of getting hurt on the home owner’s property. Home owners generally owe a duty of care to people whom …
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Facing Money Problems? How To Avoid Foreclosure....
Unfortunately, when facing unemployment, unexpected medical expenses, funding the care of a family member, or other financial strains, you may find yourself struggling to pay the mortgages and worry about loosing your homes in foreclosure. The good news is, you can avoid foreclosure and keep your home if you know the right steps to take. The Federal Housing Administration, a …
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How To Buy a Home
Buying a home can be complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Step 1: Figure out how much you can afford What you can afford will depend on your income, credit rating, current expenses and debt, the down payment you can afford to make and the interest rate. Your interest rate may be set for the life of the loan or may fluctuate …
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