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Long Term Care Insurance Lawyers

The potential for disability or major, ongoing illness is financially daunting. For that reason, many people purchase long term care insurance. This type of health policy provides a major, ongoing benefit in the event of an ongoing illness or disability. Premiums for such policies may be quite expensive and people are advised to purchase them when younger, since the price is lower when someone is young and in good health. Long term care insurance provides a benefit in the same way as other health policies. Therefore, one must still establish that there is an injury or illness and that it is covered by the policy.

 

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Legal Articles

  • What are 'Acts of God' clauses in insurance policies?
    Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more

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