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Frequently Asked Questions

Legal Articles

  • What is the relationship between Medicaid and long-term care insurance policies?
    Long-term care insurance is available to protect your needs over time due to a chronic health condition, illness, or disease. Designed to provide hands-on help with the activities of daily living, such as eating, bathing, and dressing, long-term care insurance can be used to protect your independence, your ability to live on your own, and your ability to enjoy life to the fullest extent … more
  • What are
    Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more

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