North Carolina Insurance Lawyers

Frequently Asked Questions

• What is homeowner’s insurance?
  Homeowner’s insurance policies cover damages to or destruction of your home and possessions that result from fire, theft, or other types of disasters. The insurance proceeds will help … more
• Am I required to have homeowner’s insurance?
  Maybe. The law of the state in which you live determines whether you are required to maintain homeowner’s insurance for your home. However, if you have a mortgage loan secured by … more
• Will homeowner’s insurance cover all of my personal property?
  No. There are some types of personal property, such as antiques, expensive jewelry, and coin collections, which your insurance policy might not cover, or might only partially cover. In … more

Legal Articles

• What are
  Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more
• How can I appeal a denial of a claim on my homeowner’s insurance coverage?
  Your homeowner’s insurance company typically has a set amount of time in which to approve your deny your claim for losses and/or damages. In the case of major or widespread natural disasters, however, your insurance company may receive an extension of this period of time.    If your claim on your homeowner’s insurance policy is denied, you have the right to dispute … more

Free Legal Forms

• Notice Of Producer Appointments: One Insurer/Multiple Producers - Form Al-2a
• Notice Of Producer Appointments: One Producer/Multiple Insurers - Form Al-2b
• Notice Of Cancellation: One Insurer/Multiple Producers - Form Al-3a
• Notice Of Cancellation: One Producer/Multiple Insurers - Form Al-3b

Legal Guides

• Top 10 Ways to Make Your Health Benefits Work for You
• Your Health Plan And HIPAA ... Making The Law Work For You
• FAQs About Portability Of Health Coverage And HIPAA
• HIPAA Fact Sheet

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