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What is homeowner’s insurance?
Homeowner’s insurance policies cover damages to or destruction of your home and possessions that result from fire, theft, or other types of disasters. The insurance proceeds will help … more
Am I required to have homeowner’s insurance?
Maybe. The law of the state in which you live determines whether you are required to maintain homeowner’s insurance for your home. However, if you have a mortgage loan secured by … more
Will homeowner’s insurance cover all of my personal property?
No. There are some types of personal property, such as antiques, expensive jewelry, and coin collections, which your insurance policy might not cover, or might only partially cover. In … more

What are some common exclusions and/or limitations in homeowner’s insurance policies?
Although it can be costly, homeowner’s insurance is necessary for your protection, and even required in some cases. However, homeowner’s insurance policies don’t always cover all damages and/or losses to your home, even in situations where you might honestly assume that you have insurance coverage. Therefore, you should be sure to look out for some common exclusions … more
How can I file a complaint against my homeowner’s insurance company?
If you have a complaint with your homeowner’s insurance company, you should always first contact your insurance company and/or your insurance agent, and try to settle the matter informally. Make sure that you have read your insurance policy carefully, and that you have all of your facts straight before contacting the insurance company. If you are not satisfied with the … more