Health Insurance Lawyers

Health insurance is a necessity for most people given the high cost of medical care. Many businesses provide this coverage for employees and their families. However, many Americans do not have coverage. A large number of people work as independent contractors and thus have no health insurance provided by an employer. Others work for companies that do not provide coverage. And still others are unemployed, retired or otherwise unable to get coverage. Congress has debated for many years about providing so-called universal coverage for every person in the country. However, up to now, no legislation has passed to put such a law into effect.

 

Health Insurance Lawyers By State

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Frequently Asked Questions

  • What Is Individual Health Insurance?
    Individual health insurance is health insurance that insures you in the event that you become injured or acquire an illness. Individual health insurance is a prudent investment if you are … more
  • What Is Credit Insurance?
    Credit life insurance pays in the event of the debtor`s death. Credit accident & health (or disability) insurance covers loan payments due while the debtor is ill or disabled. The most commonly … more
  • What Is An Agent?
    An agent is a licensed representative of an insurance company who solicits, negotiates, or effects contracts of insurance and provides service to the policyholder for the insurer.
  • What Is An Application?
    An application is a signed statement of facts requested by the insurance company on the basis of which the company decides whether or not to issue the coverage. The application becomes part of the … more
  • What Is An Assignment?
    An assignment is the signed authorization by the policyholder for the insurance company to pay benefits directly to the hospital, doctor, or other provider.

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