Finance involves many aspects of the flow of money in personal and business situations. As such, the term can apply to transactions between banks and individuals or businesses, such as financing a car or the finance of receivables based on a purchase order. Finance also applies to activities large businesses engage in to raise capital, such as issuing bonds and debentures, which are finance-based capitalization strategies. Finance also applies to personal loans between people. Because it is such a broad term, many types of lawyers engage in law related to one type of finance or another, including banking lawyers, business lawyers, credit lawyers and securities lawyers. Whenever engaging in a complex finance transaction with another person or business, it is wise to engage skilled legal counsel to assist.