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Family Health Insurance Lawyers

Family health insurance is both a wise investment and a benefit sometimes provided by employers. One of the ways companies retain good workers is to provide family health insurance. In this way, the company pays for the premiums for the worker as well as his or her spouse and children. Different companies provide vastly different options, however, and in many cases certain important coverages are excluded. For example, most companies provide some level of maternity leave and the policy provided to employees may cover the costs involved in a pregnancy and delivery. However, the coverage may not apply to something such as complications involving the delivery, or long-term disability for the mother.

 

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Legal Articles

  • What are 'Acts of God' clauses in insurance policies?
    Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more

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