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Frequently Asked Questions
What Is The Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.
What Debts Are Covered under the Fair Debt Collection Practices Act?
Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.
Who Is A Debt Collector?
A debt collector is any person, other than the creditor, who regularly collects debts owed to others. Under a 1986 amendment to the Fair Debt Collection Practices Act, this includes attorneys who …
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Legal Guides
Debt Collection FAQs: A Guide for Consumers (FTC Facts for Consumers)
The Federal Trade Commission (FTC), enforces the Fair Debt Collection Practices Act (FDCPA), …
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