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Texas Debt Relief Lawyers

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Frequently Asked Questions

What Control Do You Have Over Payment Of Debts?
If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.
Which Debts are Most Likely to be Settled for Less Than Payment-In-Full?
Most unsecured debts can be settled. An unsecured debt is a debt where there is no collateral. Unsecured debts include medical bills, credit cards, department store cards, personal loans, … more
What Is The Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.
What Debts Are Covered under the Fair Debt Collection Practices Act?
Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.
What Types Of Debt Collection Practices Are Prohibited?
Debt collectors may not harass, oppress, or abuse any person. For example, debt collectors may not: falsely imply that they are attorneys or government representatives. falsely imply that you have … more

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