Massachusetts Debt Relief Lawyers

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What Control Do You Have Over Payment Of Debts?
If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.
Which Debts are Most Likely to be Settled for Less Than Payment-In-Full?
Most unsecured debts can be settled. An unsecured debt is a debt where there is no collateral. Unsecured debts include medical bills, credit cards, department store cards, personal loans, … more
What Is The Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.

Dealing with Debt
Dealing with finances is never easy, and for all too many Americans, debt problems have become a major issue in their lives. With the current economic crisis, rising unemployment rates, and steadily increasing costs of living, many people are experiencing the positive and negative effects of credit, debt, and the contracts that are created as a result of financial … more
How Can a Creditor Repossess Property?
Many Americans experience a time when their financial obligations become overwhelming and they are unable to pay all of their outstanding obligations on time. A debtor who defaults on a secured loan may face the threat of property repossession. A creditor can repossess property only if the creditor has a valid security interest in that property and if the creditor follows the proper … more

Debt Collection FAQs: A Guide for Consumers (FTC Facts for Consumers)
The Federal Trade Commission (FTC), enforces the Fair Debt Collection Practices Act (FDCPA), … more
Canceled Debts, Foreclosures, Repossessions, and Abandonments (IRS Publication 4681)
This publication explains the federal tax treatment of canceled debts, foreclosures, … more
How To Avoid Foreclosure
This guide, by the U.S. Department of Housing and Urban Development, provides valuable … more