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Legal Articles

  • What are 'Acts of God' clauses in insurance policies?
    Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more
  • What are my rights to credit?
    Credit is a major factor in almost everyone’s life in American society today. If you want to buy a house or car, you’ll need good credit. If you want a credit card, you’ll need good credit. In fact, even if you just want to rent an apartment or a DVD, your credit could be an issue. As a result, it is essential that you educate yourself about the different … more

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