Legal Articles

• What is the Equal Credit Opportunity Act?
  Getting and using credit seems to be an American pastime these days. You can use a credit card to pay for your meals at McDonald’s, and you can rarely make a hotel reservation without using a credit card. With skyrocketing prices, who pays cash for a car or a house?  It is common for an average person to carry a 30-year mortgage, a car loan, and a few thousand dollars in … more
• What Is Fraudulent Conveyance and How Can I Avoid it?
  The Classic Fraudulent Conveyance The classic fraudulent conveyance occurs when a person intentionally transfers property to another with the intent to defraud, hinder, or delay a creditor’s ability to collect on a debt. For example, let’s say a car dealership finances a car for a buyer based on the buyer’s credit report and bank account funds. Later, the buyer transfers his … more