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Frequently Asked Questions

• What is a means test?
  A "means test" in a bankruptcy proceeding is one of the factors used to determine whether an individual debtor is eligible to file for bankruptcy under Chapter … more

Legal Articles

• Some Debts May Remain After Bankruptcy
  The decision about whether to file bankruptcy is a difficult to decision to make. People often worry about the lasting effects on their credit history and their ability to borrow money in the future. However, sometimes the advantage of being relieved of debt in a bankruptcy proceeding outweighs the disadvantages. In order to weigh the advantages and disadvantages for yourself, it is … more
• The Difference Between Secured Debt and Unsecured Debt
  There are two different types of consumer debt. There is secured debt which is a loan that is guaranteed by specific collateral and there is unsecured debt which is not secured by specific collateral. It is important that consumers understand the differences between the two types of debt, especially if they are having trouble making their loan payments, because the different types of … more

Free Legal Forms

• Voluntary Petition
• Bankruptcy Basics
  This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
• Voluntary Petition - Page 2
• Voluntary Petition - Exhibit "A"

Legal Guides

• Understanding the Federal Courts

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