Frequently Asked Questions

• What is a means test?
  A "means test" in a bankruptcy proceeding is one of the factors used to determine whether an individual debtor is eligible to file for bankruptcy under Chapter … more

Legal Articles

• Will filing for bankruptcy stop the bill collectors?
  One of the most difficult aspects of owing debts that you cannot pay is dealing with your creditors, or the collection agencies that work for those creditors. Bill collectors often seem to stop at nothing to collect money from you, even if it means threatening you or not being truthful about the consequences of not paying off your debt. As a result, people in this situation often … more
• What are the basics of a Chapter 13 bankruptcy?
  With recent changes in bankruptcy law, more and more people are finding themselves ineligible for traditional Chapter 7 bankruptcy, or liquidation; as a result, the trend is toward more Chapter 13 bankruptcy filings. By filing Chapter 13 bankruptcy, you are essentially entering into a repayment plan that permits you to repay all or a portion of your debts over a certain time … more

Free Legal Forms

• Voluntary Petition
• Bankruptcy Basics
  This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
• Voluntary Petition - Page 2
• Voluntary Petition - Exhibit "A"

Legal Guides

• Understanding the Federal Courts

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