Encino California Bankruptcy Lawyers

Frequently Asked Questions

• What is a means test?
  A "means test" in a bankruptcy proceeding is one of the factors used to determine whether an individual debtor is eligible to file for bankruptcy under Chapter … more

Legal Articles

• The Difference Between Secured Debt and Unsecured Debt
  There are two different types of consumer debt. There is secured debt which is a loan that is guaranteed by specific collateral and there is unsecured debt which is not secured by specific collateral. It is important that consumers understand the differences between the two types of debt, especially if they are having trouble making their loan payments, because the different types of … more
• How have bankruptcy laws recently changed?
  With a record number of bankruptcies in America on file, Congress has taken action to hold more people accountable for running up debts that they simply cannot pay. In general, the changes in the law may make it much harder for some people file bankruptcy, may make some people ineligible to file Chapter 7 bankruptcy at all, and may take more of your income to repay your debts in a Chapter … more

Free Legal Forms

• Voluntary Petition
• Bankruptcy Basics
  This publication by the Bankruptcy Judges Division of the US Courts provides information to debtors and creditors about the federal bankruptcy … more
• Voluntary Petition - Page 2
• Voluntary Petition - Exhibit "A"

Legal Guides

• Understanding the Federal Courts

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